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Delightful 3 Bedroom, 2 Bathroom home with attached one car Garage that has been beautifully remodeled. Located on a quiet street in Port Charlotte on the west side of US 41 yet only minutes from all amenities. This light and bright home offers a Living Room, well appointed Kitchen, Florida Room. The Kitchen features new white shaker countertops, stunning granite counters, double sink, pass thru to Florida Room, Dining Area. Appliances are refrigerator, oven/range, microwave, dishwasher. There is good counter and cabinet space. The Master Bedroom suite has a walk in closet and private bathroom with roomy walk in shower. There are two additional bedrooms with good closet space and the guest bathroom has a tub/shower combination. Both bathrooms have new shaker vanities and both toilets are water saver toilets. Note that the third bedroom with closet is off the Florida Room and would make a great den or office. Sliding glass doors lead to the huge fenced yard- perfect for your family and pets. Other features include: * NEW ROOF July 2023 *, new garage door opener, brand NEW HWH, new paint, new A/C 2017. The entire home has 100% waterproof lifetime luxury vinyl flooring except for tiled Florida Room. NO HOA. Utilities are county water and sewer. This home is minutes from shopping, dining, medical care, entertainment, waterfront parks, 10 minutes to the Charlotte Sports Park (spring training home for the Tampa Bay Rays) and 10 minutes to historic downtown Punta Gorda. This home is a gem in the heart of Port Charlotte!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,543 |
Total Monthly Payment | $1,544 | $1,542 | $1,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.