Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Community access to Lake Minneola, on SPRING LAKE for gorgeous WATER VIEWS and a BRAND NEW ROOF (2023) BRAND NEW AC (2024) - welcome to Spring Lake Drive! Perfectly situated in a community offering an array of lakeside AMENITIES with easy access to all that Clermont has to offer, this 3BD/2BA + OFFICE single family home is ready for a new owner. TILE FLOORS flow through all the main living areas for easy maintenance and the high ceilings and oversized sliding glass doors add to the light and bright feel of a formal dining area and spacious living room. The kitchen is in the heart of it all with direct access to both delivering ample cabinet and counter space, closet pantry, plus a breakfast bar and breakfast nook for additional casual dining with a view of the lake! Behind double doors the dedicated office gives you more versatile space for anything your family might need. There is a guest bedroom in the front of the home with a second and full bath down a hallway with the laundry room and the primary bedroom is tucked away in the back for added privacy and of course the water views! A generous space to relax and unwind at the end of the day, the primary suite features DUAL CLOSETS and a private en-suite bath. The TILED and SCREENED LANAI is the cherry on top of this lovely home, spend the day enjoying the warm weather Florida is known for or host a cookout, the view of the mature trees and lake beyond can’t be beat. Residents of the Palisades community will have access to a COMMUNITY POOL, playground, sports courts and more while the COMMUNITY BOAT RAMP puts you on Lake Minneola and the chain of lakes beyond. You are just minutes from shopping, restaurants, theme parks and local attractions. Schedule your tour today and fall in love with your new HOME SWEET HOME on Spring Lake!
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,333 | $2,331 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.