12378 Harbour Ridge Boulevard, #4-7, Palm City, FL, 34990 | $449,900

RIVERFRONT property, FIRST FLOOR, Beautiful views of St. Lucie River, Partially Furnished condominium includes 3 bedrooms, 2 bathrooms, 1 CAR GARAGE, 1 GOLF CART GARAGE. with patios enclosed for extra living space. Kitchen (2015) has granite countertop, stainless steel appliances, tile flooring on diagonal through the living area with carpet in each bedroom. Main bath has dual sinks, walk-in closets & soaking tub. A/C unit (2018) and waterheater (2019). Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125, 000 Equity ($1, 000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

Features

  • Parking: 1-car
  • Heating: Central,Electric
  • Cooling: Central Air,Ceiling Fan(s),Electric
  • Levels: 1
  • Amenities: Boat Facilities,Clubhouse,Dog Park,Fitness Center,Golf,Library,Pickleball,Pool,Restaurant,Tennis Court(s),Trails/Paths,Gated
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: Harbour Ridge - South Shore Village
  • Year Built: 1990
  • Common Charge: $4,243
  • Approx Sq. Feet: 1,949
  • Acreage: 5.89
  • Est. Taxes: $755
  • View: River
  • Water Front: Yes
  • Pets Allowed: Yes
  • Appliances: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater,Washer
  • MLS#: M20044899
  • Days on Market: 200 days
  • Website: https://www.raveis.com
    /prop/M20044899/12378harbourridgeboulevard_palmcity_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from a cooperative data exchange program of the Realtor® Association of Martin County, Inc. MLS. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the IDX logo or name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

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Ricky VargasSales Associate

203.803.8782

Ricky.Vargas@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12378 Harbour Ridge Boulevard, #4-7, Palm City, FL, 34990

$449,900

Ricky Vargas

Sales Associate

William Raveis Real Estate

Phone: 203.803.8782

Ricky.Vargas@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $63 $63 $63
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,395 $2,392 $3,035
Total Monthly Payment $2,533 $2,530 $3,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.