A rare offering in desirable Country Brook Estates! Welcome to this elegant and timeless New England Cape Cod style home in the heart of Western Cranston which has been lovingly maintained. 28 Whispering Pines is sited on a large, professionally manicured corner lot, and offers the quintessential suburban lifestyle perfect for any family. The chef in the home will enjoy the sophisticated, well-appointed kitchen complete with rich cherry cabinetry, stainless appliances, and a breakfast bar, all flowing seamlessly into the spacious family room with gas fireplace and adjacent outdoor deck with a powered awning ideal for morning coffee and indoor/outdoor entertaining. A formal living room and elegant dining room with stunning hardwood floors and a lavette/laundry complete the first floor. The second level offers a main bedroom with his and her closets, two additional bedrooms and a full bath. The partially finished lower level provides ample space for an office, playroom or crafting area, and transitions onto another outdoor space to enjoy the panorama of the lovely park-like grounds, perfect for game nights or simply relaxing with a glass of wine. Laundry and ample storage are also featured. Refined vinyl siding, new windows, central air, and underground irrigation provide comfort and easy maintenance! Minutes to Midville, West Warwick and Cranston Country Clubs, Garden City Center Shopping and Dining, and some of the best schools in RI. This home won't last don't wait!
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,369 | $3,323 | $4,287 |
Total Monthly Payment | $4,026 | $3,980 | $4,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.