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Welcome home to a property elegantly renovated and conveniently located in the heart of Hamilton Heights. This co-op, on the 1st floor of a well-managed HDFC building at 616 West 137th St, between Riverside Drive and Broadway, offers 9. 5 ft high ceilings, stunning oak wood floors throughout, new solid wood doors, Carrera marble floor and sink in the bathroom, and white kitchen cabinets with quartz countertop. Windows in every room with large windowsills and beautiful wood trims. This 1, 050 s/f home offers three bedrooms, one bathroom, living room, dining room and eat-in-kitchen. The unit is extremely quiet as it faces the rear of the building. Renovated in 2013 and again in 2023, the flawless layout of this unit is excellent for family gathering and entertaining. Upon entering you have a mud room, leading to a king size primary bedroom, a queen size second bedroom, and the third bedroom which is currently used as a laundry room, walk-in closet and a pantry. The kitchen is open to the living room through a stunning custom-built mid-century modern (MCM) oak divider and the dining room is open to the hallway leading to the living room giving it an open concept feel. The property is a 6-story, 25-unit elevator building dating back to 1905. It features a ButterflyMX video intercom system for added security and also offers storage for rent and bicycle storage for rent. It is a pet-friendly building. It has a garden with lounge chairs and BBQ. The low $948. 41 monthly maintenance fee as of July 1, 2024 includes heat, hot water and Spectrum high speed internet and basic cable. Situated in the attractive, pre-war neighborhood of Hamilton Heights, this home positions you at the heart of the neighborhood's historic charm, with great dining options, supermarket, pharmacy, etc. . . Very close to City College, Columbia University Manhattanville new campus. Enjoy exceptional outdoor spaces at the Riverbank State Park, Riverside Park with the Harlem Pier, Manhattan Waterfront Greenway Bike Lane, and CitiBike stations all within a couple of blocks. EXCELLENT TRANSPORTATION: 1/2 BLOCK FROM THE 1 TRAIN AND BUS SERVICES. Subleasing is allowed after 2 years with board approval. 15% Flip tax to be paid by the seller. HDFC (165% AMI of Area Median Income) eligibility requirements are as follows: 1 person: $179, 355 - 2 persons: $205, 095 - 3 Persons: $230, 670 - 4 Persons: $256, 245 - 5 Persons: $276, 705. Gifting Allowed. All material presented herein is intended for informational purposes only and are not guaranteed to be accurate, up to date, or complete. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale or withdraw without notice. No statement is made as to accuracy of any description. All dimensions, measurements and square footage are approximate.
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,452 |
Total Monthly Payment | $3,546 | $3,543 | $4,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.