Under contract-accepting backup offers. Motivated Seller! WELCOME to this LOVELY Pearl cottage model home. This 2 Bedroom, 2 Bathroom, and OVERSIZED 2 car garage with additional GOLF CART garage. The moment you park on the painted driveway with mature landscaping & curbing you will feel at HOME! As you walk up to the home you are greeted with a screened front PORCH & FRONT entry offering a GLASS storm door. Upon entering you will find the model offers a open floor plan to the main living areas with TILE planked flooring throughout. The living room offers multiple windows, ceiling fan with light & nice space for relaxation after enjoying ALL the AMMENTIES available. The Kitchen offers ample cabinets with the L shape design, eat at bar and separate DINING area for extra enjoyment. The guest bedroom offers easy access to the guest bathroom, window, closet & ceiling fan. The owner's suite is spacious with a walk-in closet, ceiling fan with light & Ensuite with walk in shower. Home offers inside laundry room with utility sink as you head out to the 28X22 garage with sepa
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,600 | $275,600 | $275,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,834 | $1,832 | $2,363 |
Total Monthly Payment | $2,257 | $2,255 | $2,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.