PRICE IMPROVEMENT!!! Don't miss out on this opportunity!! 2251 Golden Lake Loop offers the epitome of cozy living in the serene setting of Sebastian Cove Community off St. Rd 16. This charming ground-floor unit boasts 2 bedrooms and 2 bathrooms, presenting a perfect blend of comfort and convenience. Step inside to discover a meticulously maintained interior adorned with a tasteful color scheme of light cream walls and crisp white trim. The ground-level entry welcomes you with easy access to both the unit and a tranquil, north-facing exterior covered porch, ideal for unwinding after a long day. The heart of this home lies in its open-concept family room/kitchen layout, designed for seamless entertaining. The kitchen is a chef's delight, featuring a high counter bar, sleek stainless-steel appliances, and a conveniently located pantry. Earthy brown cabinetry, complemented by a pendant light, adds warmth and character to the space. Adjacent to the kitchen, the guest bedroom and bath offer comfortable accommodations, complete with a combination shower/tub. Meanwhile, the spacious master bedroom, located off the family room, offers a serene retreat with a sliding-door closet and an en-suite bath featuring a laminate-topped vanity and a shower with built-in shelving for easy storage. Strategically situated near I-95, the St. Augustine Outlet malls, and grocery stores, this condo is the epitome of convenience for those seeking to embrace a vibrant lifestyle or downsize to a simpler one. As part of the Sebastian Cove community, residents enjoy access to amenities such as a refreshing pool, a well-equipped fitness center, a playground, and a rentable clubhouse, ensuring there's always something to enjoy just steps from home. Portfolio loan or Cash purchase only!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,051 | $1,063 | $1,349 |
Total Monthly Payment | $1,224 | $1,236 | $1,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.