Under contract-accepting backup offers. Pride of ownership shines through in this exquisite 4-bedroom, 3-bathroom home nestled within the premier 55+ gated community of Traditions at Lake Ruby. Boasting a desirable triple-split bedroom floor plan, this home features both a master suite and a junior bedroom suite with en suite baths, offering unparalleled comfort and convenience. The generously sized great room serves as the heart of the home, perfect for entertaining guests. Enhanced with hand-scraped hardwood flooring and triple glass sliding doors, it seamlessly transitions to the oversized screened-in lanai, extending the living space outdoors. The gourmet kitchen is a chef's dream, showcasing 42" upper cabinetry with crown molding, brushed nickel hardware, and pull-out shelves. A center island with a granite countertop and decorative pendant lighting adds both style and functionality, while the stainless steel appliance package and walk-in pantry cater to culinary needs. Additional seating options include a charming breakfast nook and breakfast bar. Throughout the main living areas, crown molding and solid surface flooring exude elegance and sophistication. The master bedroom suite boasts a spacious walk-in closet and wall-to-wall carpeting for added comfort. The master bathroom is a sanctuary of relaxation, featuring a comfort-height vanity with dual sinks, a linen closet, a handicapped-accessible walk-in shower, and a luxurious garden tub adorned with decorative listello tile. This remarkable home also offers a formal dining room, a laundry room with washer and dryer and additional cabinetry, a foyer with a transom window, an in-wall pest control system, double-pane low-E windows, a keyless entry smart lock, a smart thermostat, an AO Smith hybrid water heater, and an irrigation system. Exterior features include a paved walkway and driveway, a screened-in front entrance, a roof with architectural shingles, gutters, multiple garage overhead storage racks, epoxy finished garage flooring, and a 3-car garage with smart garage door openers. Residents of Traditions enjoy a plethora of amenities, including a lakefront clubhouse, a dock and boat ramp, a heated swimming pool and spa, a ballroom, billiards, meeting rooms, a library, a computer room, a craft room, a dog park, tennis and pickleball courts, basketball, bocce ball, shuffleboard, a fitness center, an aerobics studio, and much more. With its convenient location near shopping, restaurants, major routes, and Legoland, this home offers an exceptional lifestyle. Monthly HOA fees cover exterior house painting, cable, internet, lawn service, and clubhouse amenities, ensuring a worry-free living experience.
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,920 | $2,497 |
Total Monthly Payment | $2,478 | $2,478 | $3,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.