READY NOW!! COMPLETED NEW HOME! CHARLOTTE MODEL! With four (5th Optional) bedrooms, three bathrooms, and a two car garage, this layout is one of Holiday Builders' most popular plans. This home contains several high demand features such as beautiful elevation choices, 9'4" height throughout, covered lanai, formal dining room, breakfast nook, and large kitchen island overlooking the great room. There are also great optional structural features including coffer ceilings, a gourmet kitchen and a formal living room, fifth bedroom, or a den/office option. The sizeable owner's suite has a private bathroom with a massive walk-in closet, large tiled shower, optional vanity or his and hers sinks and water closet for added privacy. With plenty of colors to choose from for your cabinets, countertops, and flooring, you can easily make it your own. Welcome home!
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Our Executive Mortgage Banker:
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$409,499
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,599 | $327,599 | $327,599 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,180 | $2,177 | $2,809 |
Total Monthly Payment | $2,303 | $2,300 | $2,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.