Exciting Update! This home is getting a BRAND NEW ROOF installed, adding even more value and peace of mind for the new homeowner. This stunning 4-bedroom, 2-bathroom sanctuary boasts a prime location with serene pond and preserve views from its premium lot in the highly sought-after Harrison Ranch community! Step inside to find upgraded sleek laminate flooring that adds a touch of modern elegance throughout. The layout is both practical and inviting, featuring a versatile formal living room/dining room that current owners have transformed into a home office. Flow seamlessly into the family room, where the upgraded flooring continues, creating a warm and welcoming space that connects effortlessly to the expansive kitchen. Perfect for entertaining, the open concept design ensures that no one misses a moment of the action. Escape to the screened lanai and soak in breathtaking sunset views over the tranquil pond and preserve, while the fenced backyard offers privacy and peace of mind. Retreat to the spacious master bedroom, complete with dual closets and a master bathroom featuring a garden tub, separate shower, and the sizable walk-in closet. On the opposite end of the home, three additional bedrooms and a second bathroom provide ample space for family and guests alike. Updated kitchen appliances, a security system, hurricane shutters, and an irrigation system already in place, this home is as convenient as it is beautiful. This home features PV Solar Panels that will be fully paid off at closing by the sellers. With a monthly electric bill of less than $30, you'll enjoy significant savings while contributing to sustainable energy. This makes it a smart investment for your future, combining cost-efficiency with eco-friendly living. Harrison Ranch offers an unparalleled lifestyle with amenities such as a 24-hour gym, heated junior Olympic pool, and 5. 5 miles of scenic nature trails. Plus, with a full-time activity director on-site, there's always something fun happening for both young families and active adults. Beyond the community, the best of Florida living awaits just a short drive away, from the sun-drenched shores of Siesta Key, Longboat Key, and Anna Maria Island, to the vibrant cities of St. Petersburg and Tampa via nearby I-75. And with Parrish poised for future developments, the possibilities are endless. Don't let this opportunity slip away – schedule your viewing today and experience the Harrison Ranch lifestyle for yourself.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,293 | $2,237 | $2,824 |
Total Monthly Payment | $2,738 | $2,682 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.