One or more photo(s) has been virtually staged. This beautifully landscaped 3/2 brick split floor plan home in Deland’s Cross Creek has been completely updated from top to bottom in recent years, but it’s the grandeur of the windows that really sets this home apart. Upon entering this charming home, you’ll be captivated by the tall ceilings that flow throughout the home that are accentuated by the abundance of natural lighting, making this home feel larger than its 1, 863 square feet. Beautiful tile flows throughout the common areas and into the kitchen, which boasts gorgeous, upgraded granite countertops, a reach-in pantry, recessed lighting, slide out cabinetry, a double sink with pot-filler height faucet, a matching granite-topped island, and is open to the breakfast nook and rear living area. The rear living area boasts soaring cathedral ceilings with matching windows and oversized sliding glass doors that flow to the private screen-enclosed lanai, which is the perfect hideaway to watch nature at its best while enjoying the gentle scents of the nearby Magnolia. The 14 X 15 primary bedroom suite includes cathedral ceilings, a walk-in closet, and sliding glass doors that open to a quaint patio sitting area in the rear yard. The ensuite bath features dual sinks in the large granite topped vanity (matches the kitchen), updated fixtures, a jetted garden soaking tub and walk-in shower. Additional features include newer dual-pane windows, beautifully rounded drywall edges throughout the home, water filtration system (unused by current owners), the 17-seer air conditioning system and roof are new in 2017 and 2018 respectively, and all appliances, including the washer and dryer, stay with your new home! Located about 2. 5 miles from Stetson University and historic Downtown Deland, 35 minutes from New Smyrna Beach and 45 minutes to Orlando, the quiet, non-cookie cutter community of Cross Creek is right in the middle of everything. Ask for the unbranded virtual tour of this beautiful home. All measurements are approximate and should be independently verified.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,097 | $2,692 |
Total Monthly Payment | $2,439 | $2,385 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.