*NO FLOOD OR WATER DAMAG FROM HELENE OR MILTON. Welcome to Villas Del Verde, an exclusive gated townhome community nestled in a NON-FLOOD ZONE alongside the picturesque Pasadena Yacht and Country Club's golf course. Conveniently located just minutes away from downtown St. Pete, pristine beaches, and the charming artistic enclave of Gulfport, this Mediterranean-style community boasts 62 meticulously designed townhomes. Step into this impeccably maintained, spacious 3-bedroom, 2. 5-bath townhome featuring a 2-car garage with new hardware and an inviting open-concept floor plan flooded with natural light. The main level greets you with a formal dining room adorned with tray ceilings and a generously sized living room showcasing elegant engineered hardwood floors. The kitchen is a chef's delight, boasting freshly painted solid wood cabinets, stainless steel appliances, brand-new granite countertops, and a striking custom backsplash. A newly revamped eat-in kitchen area, complete with additional cabinetry and a functional desk, offers ample storage space. Step outside onto your private back patio, equipped with a newly installed motorized screen, overlooking the pristine pool area—an ideal spot to savor your morning coffee. Upstairs, retreat to the spacious primary bedroom, boasting two large walk-in closets, an ensuite bathroom with dual sinks, a luxurious soaking tub, a walk-in shower, and your very own private balcony—an oasis of relaxation and tranquility. Two additional bedrooms, a full bath, and a convenient laundry closet complete the second floor, ensuring comfort and convenience for all residents. Additional features include a new water heater installed in 2023 and HVAC system replaced in 2022, ensuring efficiency and comfort year-round. This lovely property offers you a rare chance to live in one of Tampa Bay's finest communities, make it yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$655,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,000 | $524,000 | $524,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $671 | $671 | $671 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,399 | $3,355 | $4,351 |
Total Monthly Payment | $4,162 | $4,118 | $5,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.