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DON’T MISS THIS OPPORTUNITY - 3 BED / 2 FULL BATHS with a BONUS ROOM in newly renovated St. Pete home. Pull into the 2 CAR GARAGE (500sqft) with enough space for a workshop and storage. Open the custom wooden gate and take a seat on your new Key West Florida patio porch. Upon entering the home, the expansive open concept living room and kitchen will greet you. The perfect kitchen for a chef - NEW GRANITE COUNTERTOPS, GAS STOVE, DOUBLE-DOOR WHIRLPOOL REFRIGERATOR, and DISHWASHER. All appliances are STAINLESS STEEL. Brand new WHITE SHAKER KITCHEN CABINETS, and a base cabinet with a stainless steel top that can open and close - providing more functional storage. Primary bedroom has an ensuite bathroom with shower. It’s not only a 3 bedroom home - a large FLEX ROOM / DIVA DEN / MAN CAVE with a separate entrance is also attached to the property. This makes for a perfect Mother-in-law suite, private office or studio for running a business out of your home, or create an additional guest room. Backyard has a nice shed for storing kayaks, paddle boards, and other beach gear that you can take to Shore Acres Mini Park. Grill masters will take delight grilling on the paved patio with access to outdoor electrical. Enjoy the Hibiscus garden, fully grown banana trees, and plumerias flourishing year round. Other important features include: Newer hot water heater (2020), AC (2020), HURRICANE WINDOWS (2021), Storm doors (2023), Roof (2019), Tile flooring throughout the house with Marble transitions (2020), Custom Blinds, New doors with keyless entry, and SOLAR PANELS (2022) making the electric bill only $35! **Seller can also remove the panels if the buyer does not want them. ** ASSUMABLE MORTGAGE - assume current 2. 99% interest rate. SCHEDULE A SHOWING TODAY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,423 |
Total Monthly Payment | $3,122 | $3,086 | $3,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.