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2 Linda Lane, Loch Sheldrake (Fallsburg), NY, 12747 | $295,000
Bring your kayaks and paddle boards! Welcome to your new lake chalet situated on a beautiful corner lot around Loch Sheldrake - a 64 acre lake with 1. 3 miles of shoreline providing ample opportunity for water activities. There is also a pool within the community, but NO HOA! No restrictions! There is an optional low annual fee for lake and pool access. This well-maintained home boasts an impressive nearly 2000 sq. ft. of living space and plenty of upgrades. Upstairs you will find 2 bedrooms, 1 full bathroom, an eat-in kitchen, and a living room with beautiful vaulted ceilings. Downstairs includes another 2 bedrooms, 1 full bathroom, laundry, another living room, and a kitchenette. This home has plenty of potential as it can easily be converted into a 2-family home or kept as-is and be used as a spacious single family or mother-daughter. Outside there are two paved parking spaces, a storage shed with a new roof, and a beautiful well-manicured lawn. This home includes multiple sources of heat. There is oil baseboard, 2 pellet stoves (one upstairs and one downstairs), and 2 mini splits upstairs which provide electric heat and A/C! The owner recently had a new on-demand hot water system installed as well as a full-house generator which both run on propane. Never worry about your power going out again! This home also boasts a new roof less than one year old, a professionally installed hard-wired camera security system, and an alarm system providing peace of mind for the new owner. Come check it out today - it won't last long!
Features
- Town: Loch Sheldrake
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Chalet
- Year Built: 1971
- Heating: Oil, Propane, Baseboard, See Remarks
- Cooling: Ductless, Wall Unit(s)
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,956
- Acreage: 0.2
- Est. Taxes: $4,615
- Water Front: Yes
- Elem. School: Benjamin Cosor Elementary School
- Middle School: Fallsburg Junior-Senior High School
- High School: Fallsburg Junior-Senior High School
- School District: Fallsburg
- MLS#: H6306543
- Days on Market: 123 days
- Website: https://www.raveis.com
/prop/H6306543/2lindalane_lochsheldrake_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Linda Lane, Loch Sheldrake (Fallsburg), NY, 12747
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
| Total Monthly Payment | $2,030 | $2,029 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535