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One or more photo(s) has been virtually staged. Welcome to Gulf Harbor Condominiums, where beach life meets an inviting all age community setting! This alluring, FRESHLY PAINTED, 1 bedroom, 1 bath condo is positioned on the second floor of a quaint two-story building, offering a fantastic location with optional private beach access at Gulf Harbor Beach. Priced as the most economical option in the community, this condo is an exceptional find for savvy buyers seeking value without sacrificing quality and lifestyle.
Step inside to discover a beautifully updated kitchen featuring rich wooden cabinets, elegant granite countertops, and all the essential appliances, including a dishwasher and built-in microwave. The spacious living and dining area, adorned with ceramic tile flooring, extends gracefully into an enclosed back space. This additional 144 sq ft Florida room is open to the Living Room and completes the 816 total square footage. With a view of mossy lined Oak trees, this room is a perfect place to relax or have an office with an equipped handy storage closet.
The large, comfortable bedroom is a true retreat, complete with a huge walk-in closet to easily store all your beach gear and more. Enjoy the added comforts of a ceiling fan, a newer electric panel (updated in 2021), and ample storage both inside the condo and out on the walkway.
Residents of Gulf Harbor enjoy covered parking and an abundance of green space behind the building, creating a serene and picturesque environment. The monthly fees cover internet, basic cable, building insurance, water, sewer, trash, and use of all the facilities. The community is impeccably maintained and offers two pools, 2 clubhouses, shuffleboard courts, bocce ball and vibrant social activities and events that keep the neighborhood spirit alive and thriving.
For those who love the water, the optional private beach access at Gulf Harbor Beach Club is a must, featuring picnic tables, barbecues, and restrooms for an annual fee of just $200 There’s also community storage available for your kayak at only $48 per year.
Situated close to shopping, restaurants, medical facilities, and more, this condo offers both convenience and a dynamic lifestyle. Whether you’re a first-time homebuyer, a professional seeking a peaceful retreat, or someone looking to downsize, this condo at Gulf Harbor is your ticket to living in a prime location. Call now to view and start living the beach life you’ve dreamed of at a price you can afford! Sorry no pets.
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Our Executive Mortgage Banker:
Our Insurance Division:
$79,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $63,920 | $63,920 | $63,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $425 | $425 | $548 |
Total Monthly Payment | $608 | $608 | $731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.