1920's charm meets modern comfort in this picture-perfect colonial. Amazing value abounds in this spacious 2 bed, 1 bath home w/a finished bonus room in the basement. A super flexible floor plan works for a multitude of lifestyles. Whether it's work from home, need a rec/play/yoga room, guest bedroom or bring your own vision. This bright & cheery home is the one! Boasting hardwood floors, a modern open kitchen w/stainless appliances, large dining room and modern full bath w/a tub/shower combo. The spacious open living room can be enjoyed as-is or easily add walls to convert and add an extra first floor bedroom. Enjoy outdoor entertaining or playing with your pet in the perfect fully fenced and level back yard or just sit and relax on the large rear deck. Plenty of room here to grow your own garden or create a peaceful oasis at home. There is a detached garage to keep winter snow & ice off your vehicle or for extra storage and a separate lawn care shed to house the mower (which is included too!), plus plenty of off-street parking in the private paved driveway. Conveniently located in a prime mid-city neighborhood means public services like city water/sewer are already connected, and easy access to all the amenities of downtown. Located nearby to parks, playgrounds, golf, shopping, Stamford hospital, public bus lines/transportation, restaurants, the Merritt parkway or I-95 and the Metro North train station to Manhattan or points north. Welcome home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
Rec/Play Room | Tile Floor | Lower |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $624 | $624 | $624 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,829 | $3,629 |
Total Monthly Payment | $3,545 | $3,545 | $4,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.