Absolutely charming!From your first step inside you'll be enchanted with the period details, decor and size of this home that is perfectly placed at Hudson City's edge, easily within walking distance to both downtown shops and restaurants as well as Greenport's conveniences! The one-way lane creates a peaceful setting and the easy yard is accentuated with a beautiful bluestone patio that's ideal for outdoor dining. The walkways and steps into the home are also set in bluestone, and the front door opens into a lovely foyer to greet you, offering closet area for the overcoats and a pretty French door to guide you into the living room. This is a room that beckons you to sit and stay for a while, warmed with its gas fireplace and gleaming hardwood floors, it just feels like home. The formal dining room offers plenty of room for the holidays and special gatherings while the kitchen boasts its own sweet dining area in the breakfast nook which is perfect for causal mealtimes. Granite countertops, a wine rack and spice cabinet all add to the charm of the kitchen! This Arts and Crafts home boasts a first floor primary bedroom with an extra bonus den or office for a private and cozy relaxation space or consider it an office work area. A fully updated bath is also set on the main level, servicing guests and bedroom area alike. French doors, hardwood floors and built-in linens storage along with nautral, unpainted woodwork are some of the many details found in this period home. Up the stairs you'll find two more bedrooms and a full bath with plenty of storage and attic space too. This home is in move-in, fabulous condition, and also offers off-street parking in its two car garage at the end of the paved drive. A true pleasure and a home you won't want to miss!Much of the beautiful furnishings and decor can also be purchased under separate contract if you like the home just as-is and want to move right in! Call for your special viewing!
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,152 | $3,149 | $4,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.