Welcome to the historic hamlet of Rhinecliff - a serene town nestled along the Hudson River, just minutes from the Village of Rhinebeck. This charming residence, set on 0. 33 acres and coupled with an additional 0. 50 acre riverfront parcel, now available for you to call your own. Clad in black cedar shakes and wood siding, this delightful home is surrounded by old fashioned gardens brimming with vibrant colors and lush plantings. The house features three bedrooms and one and one half bathrooms, with potential to convert space into a primary bedroom on the ground floor. The kitchen and an additional room on the first level boast beautiful beamed ceilings. Original and updated windows throughout the home ensure abundant natural light. Enjoy a stone fireplace in the living room and a three-season sun porch with westward views over the Hudson River, offering daily sunsets. There is a newer built, oversize one car garage, with plenty of storage room and work benches. Relax on the intimate back porch, listening to birdsong and the soft breeze from the river, or enjoy the nearby local market and restaurant . Just a short distance away from catching the Amtrak train, this home in Rhinecliff invites a tranquil, picturesque lifestyle, watching boats glide by on sunny afternoons a perfect setting for a forever home on a quaint lane in the beautiful Hudson Valley.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,195 | $1,195 | $1,195 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,376 | $5,911 | $7,972 |
Total Monthly Payment | $6,696 | $7,231 | $9,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.