Discover the perfect blend of comfort and potential in this single-family brick home, ideally situated in the Ditmars District of Astoria. As you step inside, you are greeted by newly renovated flooring that extends throughout the house, enhancing the spacious and sunny living room-a perfect setting for relaxation and entertainment. The formal dining room, with direct access to the backyard, is ideal for hosting gatherings and enjoying indoor-outdoor living. The separate kitchen is equipped with a dishwasher and ample cabinet and counter space. The second floor features two bedrooms, each complete with a closet, along with a linen closet and a full bathroom, providing comfortable and practical living quarters. The fully finished basement offers additional space, perfect for a home office, gym, or recreation room, and includes a bathroom and a washer and dryer for added convenience. This home also comes with a detached 1. 5-car garage, providing secure parking and extra storage. The property's zoning allows for expansion, giving you the opportunity to customize and grow your living space as needed. Additional features include flooring updates along with a new roof on the home and garage, brick pointing and a new hot water heater installed in 2023. Located in this vibrant Astoria neighborhood, you'll enjoy easy access to the N/W train line, Astoria Park, shops, and dining options. Conveniently located close to highly sought-after elementary school P. S. 122 and multiple private schools. Don't miss the chance to own this delightful home with endless possibilities! *Taxes reflect discount
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $847,200 | $847,200 | $847,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,548 | $5,012 | $6,979 |
Total Monthly Payment | $4,910 | $5,374 | $7,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.