Under contract-accepting backup offers. A beautifully updated home situated on a conservation lot in the gated community of Mira Lago. As you walk into the home, you have a large and open living/dining room combination full of natural light. The home has been updated with modern luxury vinyl plank flooring throughout. The kitchen features new appliances, an eat-in area, a breakfast bar, a closet pantry, and a built-in desk. The family room overlooks the conservation area and pond behind the home. The covered screened-in lanai off the family room is the perfect place to relax and overlook the tranquil conservation area. The primary suite features a large bedroom with a walk-in closet. That primary bathroom has dual sinks, a garden tub, and a separate walk-in shower. The bedrooms are laid out in a great three-way split plan. Two guest bedrooms and the guest bathroom are located on one side of the home. The fourth guest bedroom is located in one rear corner of the home and has privacy with conservation views. The community amenities include a swimming pool, playground, park, and tennis courts. This community is located less than a mile from the marina and EG Simmons Park. It's in a convenient location with easy access to I-75, US-41, US-301, Selmon Expressway, MacDill AFB, and Tampa. Close to medical facilities, restaurants, shopping, schools, and our beautiful Gulf beaches! This home is move-in ready with a long list of RECENT IMPROVEMENTs. *** House painted exterior June 2021-interior April 2023, Luxury Vinyl Plank Flooring 2023, Appliances 2023, HVAC July 2018, NEW ROOF January 2021, Water heater December 2022, Water softener January 2023, Fence June 2021, Gutters April 2023, House pressure washed January 2024. This home is a must-see, schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
Total Monthly Payment | $2,339 | $2,337 | $2,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.