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7540 Bay Island DRIVE S, #160, South Pasadena, FL, 33707 | $435,000
Welcome to this stunning 55+ gated condo community within Bay Island. Light & bright throughout, this beautiful unit offers 2-bedrooms, 2-full baths, 1, 115 square feet of living space and all located on the FIRST floor. Offering unobstructed WATER VIEWS from every room, both bedrooms feature views of the water and marina. There is a BRAND NEW AC 2024 AND A NEW HOT WATER HEATER 2024. The kitchen has lots of cabinet space, newer microwave in (2023) and has a pass-thru for easy entertaining. The dining area has generous space for a large table and flows directly into the living room for an open concept. Lots of natural lighting through the glass sliding doors that lead out to the covered private patio, perfect for enjoying the serene waterfront vibe and sunsets. The unit boasts ceramic tile flooring throughout and includes an in unit laundry and laundry closet with a full capacity washer and dryer. Your designated covered carport (#160) is just steps away, making access a breeze. Furthermore, the current owner has completed several significant upgrades such as a new water heater (2024), and over $10k spent on room darkening blinds shears and living room drapes. The Bermuda building is ideally located within the Bay Islands community, a vibrant well maintained 55+ neighborhood with lush landscaping throughout. Enjoy the resort style heated pools, a hot tub, marina, tiki huts, tennis and pickle ball courts and recreational facilities. There's also a barbecue area between the buildings, complete with tables and benches with a waterside view. Whether you're watching the dolphins play or boats sailing by from this beautiful first-floor home you'll enjoy the Florida lifestyle. Located close to beaches, restaurants, downtown St. Petersburg, and just a short 30 minute drive to Tampa International Airport, Bay Island is Florida living at its finest. Enjoy a scenic 1. 5-mile walk around the entire complex and discover why this community is such a sought-after destination with amazing water views of the Marina/Basin and Boca Ciega Bay!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 3
- Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: BAY ISLAND GROUP 4A
- Year Built: 1972
- Approx Sq. Feet: 1,115
- Acreage: 0.73
- Est. Taxes: $6,511
- Condo Fee: $790 Monthly
- View: Water
- Adult Communities: Yes
- Elem. School: Azalea Elementary-PN
- Middle School: Azalea Middle-PN
- High School: Boca Ciega High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: U8243188
- Days on Market: 43 days
- Website: https://www.raveis.com
/prop/U8243188/7540bayislanddrives_southpasadena_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS ST PETE REALTY Phone: 727-894-1600
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7540 Bay Island DRIVE S, #160, South Pasadena, FL, 33707
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 5.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.278% |
| Monthly Tax Payment | $543 | $543 | $543 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,114 | $2,114 | $2,752 |
| Total Monthly Payment | $2,732 | $2,732 | $3,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388