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1982 Main Road, Southold (Laurel), NY, 11948 | $1,150,000
The picturesque Penny Homestead's distinctive Queen Anne Victorian-style mullioned windows and turret welcome visitors to Laurel. Lovingly renovated by a descendent of another original North Fork family, the home features spacious, high-ceilinged rooms with intricate maple and walnut inlaid floors, stained-glass windows, built ins and many other original architectural details. In addition to 3 bedrooms and 2 full baths in the main part of the home, there is a guest suite with a 4th bedroom and a second kitchen and bath for a total of 4 bedrooms, 3 baths and 2 kitchens! The main parlor with woodburning fireplace, and owner's bedroom take advantage of the tower element to add a fairytale-feel to these rooms. An additional parlor with gas fireplace, formal dining room, new kitchen with walk-in pantry, home office and charming sun porch complete living area. A full standup attic offers the opportunity for additional space. There is also a full basement with both inside and outside entrance. Beyond the spacious 1 acre yard with additional outbuilding, the home overlooks over 60 acres of forever farmland. More than just a house, the Penny Homestead is a timeless treasure, a truly original part of the North Fork's rich history. A classic antique home! And if you've ever dreamed of owning a B&B. . . this home would be perfect!
Features
- Town: Southold
- Rooms: 12
- Bedrooms: 4
- Baths: 3 full
- Style: Victorian
- Year Built: 1879
- Heating: Oil, Hot Water
- Cooling: Window Unit(s)
- Basement: Bilco Door(s), Full
- Approx Sq. Feet: 3,175
- Acreage: 1
- Est. Taxes: $6,993
- Lot Desc: Level
- Elem. School: Mattituck-Cutchogue Elementary Sch
- Middle School: Mattituck Junior-Senior High School
- High School: Mattituck Junior-Senior High School
- School District: Mattituck-Cutchogue
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Stove, ENERGY STAR Qualified Washer
- MLS#: 3552755
- Days on Market: 184 days
- Website: https://www.raveis.com
/eprop/3552755/1982mainroad_southold_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1982 Main Road, Southold (Laurel), NY, 11948
$1,150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $583 | $583 | $583 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,224 | $5,740 | $7,701 |
| Total Monthly Payment | $5,932 | $6,448 | $8,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535