NO HURRICANE OR FLOOD DAMAGE in ANY of the storms!!! The ONLY House for Sale In This Hidden Gem Neighborhood. Welcome to 6717 Island Creek Road, where family living meets serene beauty in the enchanting Shadow Oaks community. This newly revived home boasts vaulted ceilings, creating an airy and open atmosphere complemented by a blend of tile and luxury vinyl plank flooring. The freshly painted interior sets a contemporary backdrop to a home designed for comfort and style. The heart of the home, a storage-rich kitchen, features newer appliances (2022) and a large island, perfect for prepping and practicality. Each room is equipped with new matching fans and light fixtures, enhancing both the elegance and functionality of the space. The master suite is a private retreat, complete with a soaker tub, walk-in shower, and new plumbing fixtures, offering a spa-like experience at home. A 12-foot slider opens to a vaulted, screened-in lanai where you can relax by the salt-water pool, recently equipped with a new pump, chlorinator, saltwater system, and heater, all updated in 2022. The pool area also includes a child safety fence, ensuring peace of mind while the family enjoys the outdoors. Outdoors, the large covered lanai and newly pavered driveway enhance both the home’s curb appeal and its utility. The property includes a new shingle roof installed in 2021 and hurricane manual shutters, providing both security and durability. The home is situated in a family-oriented neighborhood where community spirit is alive, especially during the holidays. With an affordable HOA fee of $525/year and few restrictions, you enjoy both freedom and a well-maintained community environment. Located just 10 minutes from University Town Center and 20-25 minutes from the beautiful Siesta Key, you have quick access to top-tier shopping, dining, and entertainment. Nearby schools, healthcare facilities, and nature walks at the Celery Fields add to the convenience and appeal of this location. With easy access to I-75, daily commutes or weekend getaways are a breeze. This property offers a perfect blend of modern living and community charm, ideal for families looking to upgrade their home and lifestyle in a prime Sarasota location. Experience the joy of living where every day feels like a retreat, complete with all the comforts and conveniences modern families crave.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,246 |
Total Monthly Payment | $3,652 | $3,648 | $4,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.