One or more photo(s) has been virtually staged. Welcome to your new haven at 18865 Deer Tracks Loop in scenic Lutz, Florida! This cozy two-story abode boasts 3 bedrooms, 2 and a half bathrooms, a bonus room, and a handy two-car garage. Tucked away in the Long Lake Ranch community, it's all about comfort, convenience, and a splash of nature's beauty. As you step in, sunlight floods the open living, dining, and kitchen spaces, making it the perfect hangout spot. The kitchen is decked out with modern appliances and a breakfast bar, ideal for whipping up your favorite meals.
The solid BRAZILIAN WALNUT hardwood floors add a touch of elegance and warmth to every corner. Plus, there's a cozy den or office, perfect for working from home or unwinding with a good book. Step outside, and you'll find your own little slice of paradise with a backyard pond, perfect for lazy afternoons or BBQ gatherings with friends. Located just south of Highway 54, you're a quick 10-minute drive from the toll road, making commuting a breeze. Tampa International Airport is just 25 minutes away, and if you're in the mood for a beach day, Clearwater Beach is just an hour's drive. Shopping and dining options are plenty, with the Tampa Premium Outlet Mall just 8 miles away. For families, Long Lake Ranch boasts top-notch schools, including a new K through 8th-grade school being built nearby. Ready to make this your home sweet home? Schedule a showing today and start picturing the endless memories you'll make in this charming abode!
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,920 | $463,920 | $463,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.421% | 7.159% | 6.392% |
Monthly Tax Payment | $652 | $652 | $652 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,083 | $3,946 |
Total Monthly Payment | $3,909 | $3,827 | $4,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.