THIS PGI home is ready for your personal touch! Located in the highly sought SEC 12 near the rim canal! TWO BRAND NEW AIR CONDITIONERS and NEW POOL PUMP (11/24) This home provides spacious Florida living with all the extras. Reach open water by boat in 10 minutes out Buckley Pass or 20 minutes to Ponce cut. Plenty of room for your family & guests with 4 bedrooms. Partial OPEN Concept floor plan gives you the best of both - a separate Living Room, formal Dining Room & the Kitchen that is open to the Family Room. Split plan bedrooms with bedrooms 3 & 4 having a jack/jill bath that could be easily be turned into an in-law type suite. Beautiful WOOD Flooring in Living Room, Dining Room and Master Bedroom, tile flooring everywhere else. NO carpeting. Chef's Kitchen with updates that include a 4 burner GAS Range, French Door Stainless Refrigerator and stainless apron front farm sink. Granite Countertops. Kitchen is also equipped with a trash compactor, R/O Faucet at sink, dishwasher, wine fridge, pantry with pull out shelves, & microwave. A TRUE THREE CAR garage with one bay separated as a workshop space with window AC. The . 30 acre Oversized lot with a Fenced dog run in rear yard. Solar Heated and screen caged swimming pool. Screened entrance at front door to capture the wonderful cross breezes during the cooler months. Enormous laundry room & pantry combo with built-in storage cabinets, some with roll out drawers, conveniently located just inside from garage. New PLUMBING in 2020. TWO Air Conditioners. Buried 250 gallon propane tank. Screened Lanai is outdoor kitchen ready with a propane gas line already in place for your BBQ Grill, a sink and refrigerator. New impact windows added in 2019 on 3 sides of the house and rolldown hurricane shutters on lanai combine to give Hurricane Protection all around. Totally renovated Master Bath. Renovated shower in Bath 2. Renovated feature wall in Family Room that includes an electric fireplace, tiles and tv mount. Recessed & lighted decorative glass shelves at end of hallway. Concrete Dock with concrete pilings and 25k boat lift in place. Fully grown Mango Tree. Bring your books, the beautiful bookcases in Living Room will remain for the new owner to enjoy. Punta Gorda Isles is the place to be! Owners can join the PGI Civic Association and it's assortment of clubs for everything from Fishing & Boating to Mahjong and Tennis. Award winning restaurants, Christmas Boat Parade, Event Center concerts and expos, weekend farmer markets, world reknown fishing, kayaking, golfing, pickleball, tennis, of course boating and so much more. Come on down and Live the Gulf Life!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $656,000 | $656,000 | $656,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.545% | 6.748% | 6.932% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,255 | $4,200 | $5,805 |
Total Monthly Payment | $4,837 | $4,782 | $6,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.