One or more photo(s) has been virtually staged. NEW ROOF CONTRACTED!! This one awaits your chosen style! Beautiful 4 bedroom, 3. 5 bath home on 1/4-acre lot. Home boast a spacious tiled front porch. Exterior of home is solid concrete re-enforced with re-bar. Exterior features include direct wire landscaping lighting and concrete curbing planter. Lake view, hillside lot with no rear neighbors make for a beautiful, peaceful retreat. Inviting two tier stone paved and fenced patio, great for entertaining. House exterior newly painted in 2023. Community lakefront access to Chain of Lakes. Upon entering front door, you are greeted by the 20' wow ceiling; other downstairs rooms feature 9' ceilings. Kitchen offers plenty of cabinet and counter space, stainless steel appliances and closet pantry. Kitchen also has a bar and 1/2 bath off kitchen. Inside laundry room has a sink, cabinets and folding table. Two master bedrooms with private garden tub bathrooms and walk-in closets. The other two oversized bedrooms share a Jack and Jill bathroom. You'll never be in need of additional closet space again with 12 closets throughout home. 3 car garage with extra attic storage comes in handy for plenty of toys and tools. There is an under stairs closet also. All common areas are maintained by HOA. Come make this your style home. 2 photos digitally staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$434,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,999 | $347,999 | $347,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,313 | $2,984 |
Total Monthly Payment | $2,702 | $2,641 | $3,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.