This beautifully maintained one-bedroom, one-bath condo is immaculately clean. It's turnkey with all the essential items for everyday living. Everything in the apartment is included in the sale. The first recliner chair at the entrance is a lift chair; the other is a 2023 electric reclining chair with an adjustable lumbar. Also, the black table at the entrance converts into a desk. It is decorated with modern furnishings and all the extra items needed to make an easy, carefree move. The front and back hurricane windows and contemporary luxury vinyl plank flooring were installed in 2021. The air conditioner and water heater were installed in 2019, and the microwave and new easy-access shower were installed in 2023. The building has an elevator, and the condo comes with one assigned parking spot, #79. The laundry room is conveniently located on the second floor. On Top of the World is an active 55+ community offering residents many opportunities outside their door to stay engaged. There are two activity centers and two private golf courses with 9 and 18 holes. The community also features two heated swimming pools, billiards, pickleball, tennis courts, a fully equipped fitness center, fitness classes, a picnic area with barbecue grills, a fishing pier, dancing, cards, and entertainment. Pet-friendly, the community includes a fenced dog park with covered seating. Many hobby clubs and a wood shop are available for residents' use. The on-site Good Karma Café offers take-out meals and snacks. The property is less than a half hour from beautiful beaches, shopping, entertainment, and fine dining. Tampa International Airport is only 30 minutes away. The building is located at the very end of Finlandia Lane, with a peaceful and tranquil setting with beautiful views.
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$131,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $104,800 | $104,800 | $104,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $697 | $697 | $899 |
Total Monthly Payment | $815 | $815 | $1,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.