Welcome to this meticulously maintained 4-bedroom, 3-bath ranch in the heart of the Hampton Bays. This charming home offers the perfect blend of comfort and elegance, making it an ideal retreat or year-round residence. As you enter, you will be greeted by a bright and inviting living space. The open Floor plan seamlessly connects the living room, dining area and kitchen, creating a perfect flow for both everyday living and entertaining. The living area is bathed in natural light, enhancing the warm and welcoming atmosphere. The kitchen features updated appliances and opens directly to the dining area, making it easy to host dinner parties or casual family meals. Step outside to the patio an ideal spot for outdoor dining and entertaining. The mature landscaping adds beauty and privacy, creating a serene backdrop for your outdoor activities. The property also provides ample space for a pool, enhancing your outdoor living experience. Located in a wonderful neighborhood, this home is just a short distance from pristine beaches, vibrant local dining and shopping options. It's close to all the Villages of the Hamptons from Westhampton to Montauk. The famed North Fork is also a short distance away, offering numerous vineyards, breweries, farms, farm stands, restaurants and bay beaches. Don't miss the opportunity to own this exceptional property in Hampton Bays.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,520 | $4,901 | $6,610 |
Total Monthly Payment | $5,103 | $5,484 | $7,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.