This is a beautifully maintained, move-in-ready RidgeView 2 BR/2 BA/Den (or Bonus Room) on a spacious corner lot. Pride of ownership is reflected in the many upgrades you will notice. When you approach the home, you will notice the elegant paver-stone driveway which leads to a custom-made front door with a rainwater-style glass panel for light and privacy. The tall foyer leads to a spacious great room, with high shelves and a niche for decorating and a palm frond-style ceiling fan. Gorgeous bamboo flooring is found throughout the living and bedroom areas. A new programmable thermostat was recently installed to keep the house comfortable all day and night. With a split bedroom floor plan, you and your guests have plenty of room and privacy. On the left is the guest bedroom with up/down blackout shades and a large closet. Its own hallway leads to a large linen closet, a coat closet and beautiful guest bath featuring quartz countertops, a high vanity, and glass blocks. A bonus room which can be used as a study, office, craft room, or anything you'd like it to be is also off the main living area. The primary bedroom is on the opposite side of the house and has blackout shades, an elegant ceiling fan, and two walk-in closets. The primary bath has been updated with a tall vanity with quartz countertops, updated lighting and mirrors, soft-close drawers and a walk-in stone shower with built-in bench and a solid glass door. The kitchen has been upgraded with granite countertops and custom hickory cabinets with the convenience of pull-out drawers and the soft close feature. It also features a double oven and a dry bar with a built-in wine rack that can also be the perfect coffee bar. Step out into the enclosed Florida room and enjoy the green back yard with a paver stone patio, perfect for grilling. Both the Florida room and the garage have recently-coated floorings for an upscale look. A three-panel sliding glass door allows you to open up the living area to this room for great entertaining. Pella vinyl double-paned storm windows are found throughout, and the HVAC system has been faithfully serviced twice a year. Another bonus feature of the garage is a pull-down screen to let air circulate, but keeps out the bugs! It also has a walk in/out door for convenience. This home is a block away from the private High Vista Clubhouse, which features an outdoor heated pool, spa, fitness center, library, pub, shuffleboard, and many varied activities to enjoy, with tennis and pickleball also nearby. High Vista HOA fees include Spectrum basic cable TV and internet, clubhouse access, and lawn mowing; the Ridgewood Lakes HOA fees include 24/7 staffed security and private road maintenance. The White Heron Golf Club is available with no membership required, and has its own restaurant on site. There are miles of walking and biking trails within the Ridgewood Lakes community. Advent Hospital is nearby, as are many shopping, dining and entertainment options. Enjoy Walt Disney World, Universal Studios, Sea World, Bok Tower Gardens, and many other Central Florida atttractions from this beautiful and ideal location! PRICED WELL BELOW RECENT APPRAISAL OF $350, 000!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,643 | $2,120 |
Total Monthly Payment | $1,896 | $1,853 | $2,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.