LABOR DAY SALE!! Quintessential lake home in the York Lake Shores gated community, in up-and-coming Barryville. One of those homes you can't wait to get to, to chill, relax, hang, after a crazy week at work. A warm and welcoming aesthetic, light and bright with soaring ceilings and huge windows inviting in the sunshine. Glowing hardwood floors, an upscale granite island kitchen, enormous living room and a four-season, glass-enclosed sunroom complete with pellet stove adding 232 sq. ft of heated space! Spacious Dining Room for all those weekend guests, or just gather together on the oversized deck and fire up the grill. With a roomy master suite on the 1st floor and two large bedrooms upstairs plus room for spillover guests in the huge open loft overlooking the first floor, the inside is comfy and casual. Outside is amazing! A 5-minute stroll brings you to the members-only beach and the pristine, glacial lake to swim, fish, canoe, row or kayak wind craft only, no noisy jet skis here! Picnic in the shade of one of the 3 gazebos or drift on the raft with an ice-cold drink. Ice skate, snowshoe, cross-country ski or ice fish when it freezes. Hike, bike, run or walk the peaceful surrounding trails year round. Sit quietly around the firepit on a summer evening, listening to the hoot owls and the soft lullaby of the cicadas. Prefer the river? The home comes with deeded access to a private beach on the Delaware, a 5-minute ride from this nicely private, country community. One day the lake, one day the river! It's all so tranquil and serene but only 10 mins to bustling, trendy Narrowsburg for eats and treats and funky boutiques; 15-mins to Big Bear Resort for skiing, snowboarding and all things winter. 20 mins to the posh and elegant Eldred Preserve, 30 mins to the Bethel Woods Arts center for a concert or a little culture, or a wicked night of gambling at Resorts International. Something for everyone. And all around, there are farm markets, antiquing, farm-to-table restaurants and eateries, nature preserves, eagles, hawks, curious foxes and gentle deer in your own back yard. A glorious Catskills escape, just 2 hours to NY, minutes to PA and NJ. Simply fabulous. Additional Information: Amenities: Stall Shower, Storage, ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Pellet Stove, Flooring: Carpet,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $776 | $776 | $776 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,459 | $3,456 | $4,458 |
Total Monthly Payment | $4,327 | $4,324 | $5,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.