Welcome to your dream home in Jamaica Queens. This charming detached 2-bedroom house offers the perfect blend of comfort and convenience. Step into this luminous space with 2. 5 baths, a spacious living room, and a kitchen adorned with elegant granite countertops. The first floor boasts a convenient laundry area, making household chores a breeze. Discover the allure of a finished basement with a separate entrance, opening up possibilities for a home office, guest suite, or entertainment haven. Immerse yourself in the modern ambiance created by LED lighting throughout, highlighting the numerous updates, new roof and solar panels that make this residence truly special. Park your car with ease in the attached 1-car garage and revel in the privacy of your own yard, ideal for gatherings or quiet relaxation. Positioned strategically near highways, JFK airport, multiple train and bus lines, LIRR, AirTrain to JFK, hotels, restaurants, a casino, entertainment venues, and houses of worship, this location ensures you're never far from all the necessities of life. Whether you're starting a new chapter in your homeownership journey or looking to downsize without compromising on quality, this property is the perfect fit. Take advantage of the wonderful opportunity to own your private sanctuary, setting the stage for building wealth and enjoying tax benefits through real estate. Your dream home awaits - seize the chance to make it a reality!
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,910 | $455,910 | $455,910 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,030 | $3,878 |
Total Monthly Payment | $3,519 | $3,439 | $4,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.