***SELLER IS OFFERING 5k Concession for anything a buyer needs money for, closing costs etc. !!!!! 2 Good Sized Bedrooms and also an Office/Den. Why Rent when you can buy this AFFORDABLE Home?! Newly Renovated Ranch, Situated on a Quarter Acre in the Hamlet of Cuddebackville. Over 1, 000SF with a BRAND NEW KITCHEN, WITH ALL NEW APPLIANCES & GRANITE COUNTER TOPS & CENTER ISLAND! Kitchen is Open to the Dining Room and Living Room. Hardwood Floors are as Seen. Cathedral Ceilings & Whole Inside Just Freshly Painted. NEW EVERYTHING IN THE BATHROOM! The Lower Level is a HUGE FULL Basement and It Offers Great Storage & Finishing Possibilities. Great Level Yard and Abuts to Woods, at the End of the Street (Maintained by the Town), and it Offers Lots of Privacy! This Home Offers Affordability & LOW, LOW TAXES!! Additional Information: HeatingFuel: Oil Above Ground,
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Our Executive Mortgage Banker:
Our Insurance Division:
$294,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,589 | $1,568 | $1,990 |
Total Monthly Payment | $2,039 | $2,018 | $2,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.