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This unique property was modified & upgraded to be a multi family home. Can easily be returned to a 3 or 4 BR (county records 3/2). The huge & private backyard separates the home & the 23 X 25 garage, has a new roof. The garage could be a 3rd apt or 1 car & a private & quiet workshop or studio, ideal for any real estate investor! Freshly painted inside & out. All tile flooring, new appliances in the main kitchen w/ tiled counter tops, new lighting, luxury light up faucets & sinks & hardware. Also has 2 separate washer & dryer hook ups & outdoor entries. Newer AC 2020 & plumbing, electric, windows & metal roof were all replaced & permitted in 2013. Home is in a very desirable location that has a growing interest due to being close to downtown & not far from schools, beaches, restaurants, shopping, etc. No HOA & no rental restrictions, an investors dream, as a 3 unit apartment, 3 unit AirBNB or simply a very comfortable home for any family. Bring your own creativity! This is a must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,674 | $2,160 |
Total Monthly Payment | $2,101 | $2,099 | $2,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.