Just listed in Gull-Aire Village. Terrific location, which is just one block from the Clubhouse and Pool. This spacious Palm Harbor home has 1352 square feet. Open floor plan that is great for entertaining. Florida room across the front of the home adjoins the living room. Lots of windows make the Florida room light and bright. Updated kitchen with desk and pantry. Laminate flooring in bedrooms and hallway. Home is being sold furnished excluding Grandfather clock. New a/c installed in June 2023. The hot water heater was replaced in February 2022. No gray pipe here. Gull-Aire Village is an active 55+ community and offers clubhouse, library, pool table, shuffleboard, Bocce ball court, and large heated pool & spa. Golf cart friendly. HOA is $50. 00 per month. One pet-any size. You own your own land. Conveniently located across the street from the community are AMC Theatres, Beall’s, Marshall’s, PetSmart, Five Below and Dollar Store. Restaurants across the street include Shaker and Peel, Craft Street Kitchen, Mandolas, Country Pizza Italian Grill and Eve’s Family Restaurant. Just minutes to Super Walmart, Publix, and Countryside Hospital. About ten miles away are the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by the Buyer.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,413 | $1,377 | $1,777 |
Total Monthly Payment | $1,520 | $1,484 | $1,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.