**BUYER FINANCING FELL THROUGH** GUEST HOUSE W/2 CAR GARAGE | OVERSIZED LOT | FENCED W/ GATE | CORNER LOT | Welcome home to this beautiful Rosecroft Traditional Georgian Style home that features 4 bedrooms and 2. 5 bathrooms and over 2, 600 sq ft on over an acre! The property is fenced and gated for privacy. The guest house has 1 bedroom and 1 bathroom with a 2 car garage. The main house boasts both a formal living and dining room. The family room has a brick fireplace and multiple windows to let natural light to flood the home. The eat in kitchen features stainless steel appliances, plenty of counter and storage space and Bay windows. Upstairs holds all the bedrooms and laundry space. All bedrooms are spacious and all feature ceiling fans and easy to maintain flooring. The property is just stunning! So much privacy and you are surrounded by nature! The property contains Maple and Blueberry Cypress trees and a storage shed for all your lawn equipment. There are 4 total garage parking spaces with 2 in the main house and 2 on the guest house and in addition there is a parking pad for a 42' trailer. There is also additional laundry space in the garage. Some house upgrades include: Solar panels, upgraded main panel to 200 amps, Well pump replaced, Septic moved and upgraded (2024), Windows replaced. While the home is tucked away it is minutes from shopping, restaurants and is less than 2 miles from Deleon Springs State Park-enjoy the springs, canoeing, and the famous Sugar Mill Restaurant. Don't wait! Make your private appointment today to see all this home has to offer you! **The info in MLS is thought to be correct but not guaranteed**
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,956 | $2,884 | $3,641 |
Total Monthly Payment | $3,288 | $3,216 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.