**Price reduced and seller offering $10, 000 in seller concessions!** Come and see this big beautful well maintained 5 bedroom 2415 sf home built in 2018 (6 years ago). Conveniently located in Ruskin, this home features an open floorplan with plenty of space. As you walk into the house you have a porch at the entrance and as you walk inside you have an open area with a kitchen, living room, and dining room along with a water view from the living room and a large patio. It also features high ceilings, a laudry room, and an kitchen with an island and all brand new appliances. The owner's suit sits on the first floor and features a big walk-in closet and master bathroom with his and her sinks.
As you walk up the second floor to the 4 additional bedrooms, you have a spacious bonus loft which is great for a family room, playroom or office. 3 of the bedrooms have a walk-in closet, and there is brand new carpeting in all bedrooms and in the loft. The home is very spacious and perfect for a large family. In addition it is sporting fresh interior paint. Within easy walking distance to the Community facilities which offers a resort style community pool, clubhouse, and relaxing fire-pit by the lake.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $647 | $647 | $647 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,648 | $2,126 |
Total Monthly Payment | $2,372 | $2,370 | $2,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.