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One or more photo(s) has been virtually staged. Welcome Home to Royal Harbor, an active 55+ community with walking paths, lush landscaping & mature trees on the shore of Little Lake Harris. This lovingly cared for 3/2 home awaits its new owner! New roof in 2022! New HVAC in 2017, serviced/refurbished in 2023! New gas hot water heater in 2018 and water softening system. This popular Huntley model has a screened front porch and beautiful lead glass front door that opens to a spacious great room with a split bedroom plan. The interior has been freshly painted throughout and the bay window in the kitchen has plantation shutters! Stainless steel appliances, gas range, walk-in pantry, under cabinet lighting, wood cabinetry, new disposal in 2023 & tile flooring in the kitchen. The primary bedroom is spacious and features a walk-in closet an en-suite bathroom with dual sinks, and walk-in shower. The third bedroom can be used as an office or flex room with French doors that open to the living room. The 13x18 screen-enclosed lanai overlooks tropical landscaping that provides privacy and is a great space for entertaining or relaxing. The sprinkler controller was replaced in 2022. Royal Harbor features a variety of amenities and activities to appeal to an array of interests. Community features include Pickleball & Tennis courts, Bocce Ball, Shuffle Board, a private Fishing Dock, Lighthouse, and Picnic Pavilion. The Social Hall includes a Fitness Center, Billiard Room, Card Room, a screened and heated resort style Pool & Spa with water volleyball & aerobics, women’s & men’s restrooms complete with showers, a Craft Room, Library and a Social Hall complete with a catering kitchen, stage and dance floor. A variety of activities also take place such as Line Dancing, Yoga, Ping Pong, Poker, Bridge, Pinochle, Tai Chi, Quilting and More! The community also offers a private RV/Boat storage lot that is included in your HOA fee. It’s time to live the lifestyle you are looking for while getting as involved as much or as little as you like! Come & see this lovely home and amazing community today. Call now for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $1,966 | $1,964 | $2,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.