Welcome to your dream coastal retreat nestled within the serene Fleets Neck Beach Community! This picturesque one-level home boasts an enviable fusion of comfort, convenience, and coastal charm. Perfectly positioned, this property offers exclusive access to the Fleets Neck Property Owners Association sandy beach and the renowned Cutchogue Park district beach at Pequash Ave, providing endless opportunities for beachside relaxation and recreation. As you enter into this inviting abode, you are greeted by a spacious floor plan that seamlessly flows from one sunlit space to the next. The gourmet kitchen is a chef's delight, featuring sleek countertops, modern appliances, and ample cabinet space for all your culinary creations. Adjacent to the kitchen, a convenient laundry area adds to the ease of everyday living. Move outside to discover your own private oasis, complete with a sprawling patio and refreshing swimming pool, all nestled within a fenced yard for ultimate privacy. Whether you're hosting summer soirees or enjoying tranquil mornings by the poolside, this outdoor haven is sure to delight. For those with a passion for boating, the nearby marina beckons with its promise of nautical adventures on the shimmering waters. Additionally, within mere minutes of your doorstep, you'll find a delightful array of amenities including a fish market, pizzerias, grocery stores, and more, ensuring that all of life's essentials are conveniently within reach. Concluding your tour of this coastal haven is the expansive two-car garage, providing ample space for storage and parking. Don't miss your opportunity to experience the epitome of coastal living in this exquisite home. Schedule your viewing today and prepare to embark on a life of luxury, leisure, and endless seaside serenity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,368 | $4,739 | $6,425 |
Total Monthly Payment | $5,038 | $5,409 | $7,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.