Enjoy living a relaxing and luxurious lifestyle in a most desirable community. As you step into this beautifully appointed, light filled townhome, you can appreciate the open floorplan. This Portman model offers hardwood flooring on the main level and features an eat-in kitchen open to the living/dining room with a gas fireplace for ambiance and warmth. Accessible from the kitchen dining area, the TREX deck allows for al fresco dining overlooking a peaceful backyard setting. It is complete with stairs to conveniently access the rear community space. The second floor offers 3 bedrooms, 2 full baths and a laundry room. The spacious primary bedroom suite features a luxurious full bath with a vaulted ceiling and an enclosed shower. Its cathedral ceiling gives the primary bedroom volumes of space, and there is plenty of space in the walk-in closet. The two additional bedrooms are spacious with plenty of closet space. The full basement with a full-size window allows for lots of light and storage, or it can be finished for additional living space. And the 2-car garage is attached for ease of entry. Enjoy all the amenities which Ridgewood has to offer while living a carefree, low maintenance lifestyle.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Cathedral Ceiling,Wall/Wall Carpet | 11.0 x 14.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 11.0 x 15.0 | Main |
Family Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Fireplace,Gas Log Fireplace,Hardwood Floor | 14.0 x 16.0 | Main |
Kitchen | 9 ft+ Ceilings,Island,Hardwood Floor | 12.0 x 18.0 | Main |
Primary Bedroom | Cathedral Ceiling,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet | 14.0 x 17.0 | Upper |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
Total Monthly Payment | $3,563 | $3,525 | $4,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.