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Under contract-accepting backup offers. BRAND NEW CONSTRUCTION, 2 HOMES ON ONE PROPERTY. Have a parent or adult child to look after but still want your privacy? Or want a guest house for those frequent visitors? If you have been waiting for an opportunity for multi-generational housing…. this is IT! The main house has an open floor plan with 2 bedrooms and 1 bath. The attached ADU (accessory dwelling unit is a spacious 1 bedroom, 1 bath with a full kitchen, living room and laundry of its own. Each home has a separate and private entrance, and they share a covered back patio. Electric and water meters are separate, so if you don’t have a parent or adult child you want to provide housing to, you can RENT the ADU for extra income. The ADU has its own address and is a legal rental! You’ll enjoy all the benefits of new construction standards in this beautiful home. It is light and bright with 8’8” ceilings, built with reinforced concrete block for added quality and durability, hurricane truss anchor straps permanently set in concrete tie-beam for added storm protection and security, lots of energy efficient features (see feature sheet) including energy star low-e vinyl windows with hurricane shutters. Fire wall between the main house and the ADU. Aesthetically beautiful with midnight blue cabinets throughout, granite countertops, and gray luxury vinyl plank flooring. Stainless steel Samsung appliance packages in both kitchens. 3- CAR driveway off the alley, and large RV/Boat parking (16’x 52’) behind the gated PVC fence on the north side of the house. This unique property is in St. Pete near the Gulfport Art District, where you'll find a local marina, a beach (1. 5 miles from the property to the sand), quaint shops, fabulous restaurants, a library and lots of recreational areas. Downtown St. Pete is only 10 minutes away and Stetson Law School is less than 5 minutes away. Imagine the wonderful lifestyle you and your family will enjoy from this fabulous home! NO FLOOD INSURANCE REQUIRED.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $3,447 | $3,444 | $4,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.