The lovely Manatee River waterfront home is sitting on the Plaza of the Historic Community of Braden Castle and is a 55+ community. The cottage home has a wonderful, priceless water view dock for fishing, boating, kayaking at your feet. The 700ft fishing pier is steps away from your front door. The home has many windows, is charming and recently updated with a decorative fireplace in the living room. The home has two bedrooms, one and a half baths with wood finished ceilings, laundry room with new washer and dryer off the updated kitchen. The kitchen is fully updated with beautiful granite countertops, backsplash and stainless steel appliances. The upstairs sleeping room or porch can be used for a sitting area or office with new windows for enjoying the view and letting the breeze come in! There is lots of storage space in the home and a garage for bikes and other items. The house has a brand new roof. The front and back patio areas are great for enjoying the weather and the morning sunrise. The community includes lawn mowing, clubhouse(s) for social activities, library, shuffle board, horse shoes, community boat ramp and docks. The community is close to shopping, the Bradenton River Walk. Just move in and put your touch on it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $112 | $112 | $112 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,992 | $2,557 |
Total Monthly Payment | $2,204 | $2,179 | $2,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.