15177 Spanish Point DRIVE, Port Charlotte, FL, 33981 | $500,000

Outstanding POOL home, exceptional VALUE. Harbor West GATED, quaint, deed restricted, enclave community in South Gulf Cove. Built in 2020, this is a full FOUR bedroom, THREE bathroom, SOUTH facing POOL/SPA with a nice view, FENCED YARD, water view, OUTDOOR KITCHEN and an EXTENDED LANAI for sunning, grilling and lounging! TURNKEY FURNISHED!
Like new home with upgraded appliances (including the washer/dryer and garage fridge), upgraded lighting fixtures and ceiling fans in all the rooms. Open floor plan, high volume ceilings, kitchen island, dining room and living room combination. Split plan home, large main bedroom, TWO WALK IN CLOSETS, huge main shower/bathroom with double sink vanity. Bedrooms 2 and 3 share a bathroom and the 4th bed has its OWN BATHROOM which is great for company or extended family. The pool/spa outdoor space has a built in outdoor grill with refrigerator and extended space ready for all the activities. Fenced Yard for your pets, IMPACT WINDOWS, IRRIGATION, maintenance free lawn care INCLUDED, LOW HOA fees and NO CDD fees. Great location near beaches, dining, boating, fishing, baseball stadium, and necessary shopping close. Nice clean furnished home ready for a quick move in!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Florida, Ranch
  • Year Built: 2021
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,027
  • Acreage: 0.19
  • Est. Taxes: $5,644
  • HOA Fee: $745 Quarterly
  • Lot Desc: Landscaped
  • View: Water
  • High School: Lemon Bay High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6132990
  • Days on Market: 202 days
  • Website: https://www.raveis.com
    /prop/N6132990/15177spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 7:47:07 AM)
Listing courtesy of EXIT KING REALTY   Phone: 941-497-6060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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15177 Spanish Point DRIVE, Port Charlotte, FL, 33981

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,695 $2,659 $3,373
Total Monthly Payment $3,257 $3,221 $3,935

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.