Under contract-accepting backup offers. Stunning executive pool home with 2 en suites plus a 3rd bedroom. Slip your boat into the canal from the on-property ramp to private Bay Lake, or relax on the deck over the water. Located at the end of a cul de sac, on . 5 acre, lined with Queen and Bismarckia palms. From screened-enclosed porch and double front doors enter the spacious tiled foyer. High peaked ceilings throughout add to the airy atmosphere. Continue on to the living room, with wood-burning fireplace, and formal dining room to your left, now used as a den. See high-impact sliding glass doors with breathtaking view to the lanai and screen-enclosed pool and deck. Kitchen with breakfast room are on your left. The kitchen features 42" warm blonde cabinetry, ceramic tile backsplash, quartz counters, stainless steel sink, and touch faucet. All appliances will stay, including the washer and dryer. The master suite has a huge custom walk-in closet, and private bath with granite counter, brand-new shower with river-rock effect, and exit door to the pool lanai. Bedroom 2 with bay-window loveseat has a door to the 2nd full bath, with tiled step-in shower. The 3rd bedroom shares this bath. Laundry room has laundry tub and cabinets. 2-car garage has a screen door, plus there is a 2-car carport, perfect for the boat! New items include the roof, easy-clean double-pane tilt-down windows, knockdown ceilings, carpeting, interior paint. Home is on a new well, water conditioner, septic system, with newer drainfield, to save money on utility bills. The pool has just been resurfaced. There are hurricane shutters, if needed. Gorgeous plantings include mango trees, orchids, and a pineapple garden. Live here in St. Cloud, and be centrally located to Florida's attractions, take a short drive to Atlantic Coast beaches, or to Disney property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,114 | $3,110 | $3,947 |
Total Monthly Payment | $3,448 | $3,444 | $4,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.