This 2 bedroom | 2 bath lakefront home with a 1 car garage, a 2 car driveway, and a workshop is a must-see; a show stopper at 2, 000+ SF of living space. The savvy homebuyer will enjoy and appreciate the extensive list of upgrades and enhancements; almost too many to mention. A few are as follows: Membrane Roof – 2023 | AC – 2018 | Vinyl Siding with 5/8” Water & Insect Proof Zip Board System Underneath Siding – 2023 | Accordion Hurricane Shutters (Front Windows) – 2022 | Tankless Water Heater – 2022 | Master Bath Remodel including Stand Alone Shower, Garden Tub with Surround, Fixtures, Exhaust Fan, Countertops, and Cabinet Doors – 2022 | Whole Home Charcoal Water Filtration System – 2021 | Full Home Surge Protection (At Meter) – 2020 | Vinyl Plank Flooring Throughout (No Carpet & No Thresholds) – 2020. The Kitchen features a large island with a glass top stove, slide out drawers, new countertops with matching backsplash, abundant cabinetry and counter space, an under sink reverse osmosis water system, motion sensor under cabinet lighting, new overhead lighting, and a pass through window to the dining area; making entertaining so easy. The lakefront, expansive Florida room offers tinted, insulated Low-E windows, leather furniture (2024), an 83” Sony TV, new cabinetry and countertops, a decorative plank wall and more. An inside laundry with new(er) appliances? Yes! Plantation Shutters? Yes! Flood Zone? NO! The lakefront lanai offers sliding, insulated tinted glass windows, a new door, tough pet screens, a portable AC unit, and a cheerful decorative sealed concrete floor. What a wonderful spot to watch the sunrise over the lake fountain! In need of a workshop? Bingo – Yes! This home is being sold partially furnished with quality furniture. The HOAs are low; just $288 a month and includes basic cable, lawn mowing, and trash removal. The amenities in Horizon Village, a warm, welcoming, and well-kept 55+ neighborhood, offers something for everyone. SHARES VALUED AT $80K ARE INCLUDED IN THE LIST PRICE.
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Our Executive Mortgage Banker:
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$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,432 | $1,430 | $1,845 |
Total Monthly Payment | $1,552 | $1,550 | $1,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.