8288 Lake James DRIVE, Lakeland, FL, 33810 | $475,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. PRICE REDUCED! Welcome to luxury living in Lake James - an exclusive 55+ neighborhood, solely comprised of high-quality Ernie White construction homes. Pride of ownership is evident, and the shared amenities include a clubhouse, gym, heated community pool overlooking the water, walking paths, sidewalks, and a gated entry. This former “Hollingsworth” MODEL home features 2 split bedrooms, 2 bathrooms, and an office. Curb appeal is enhanced by stone accents, an impressive front elevation, crisp exterior and driveway paint, and beautiful landscaping. The grand entryway sets the stage for the rest of the home, which was intentionally designed to highlight the builder’s signature decorative features, such as crown molding, tray ceilings, french doors and built-ins. Additional upgraded fixtures, ceiling fans, plantation shutters and attractive tile flooring add style and functionality throughout. When entertaining, you will appreciate the high ceilings and open central area, which includes a formal dining room and a spacious kitchen overlooking the large family room and informal dining area. Sliding doors frame peaceful water views and provide gorgeous natural light, while also leading the covered and screened back porch - a perfect place to escape and relax or entertain and delight! Retreat to your large primary suite, which includes an oversized bedroom, a luxurious en-suite bathroom, and an incredible walk-in closet with custom storage. In addition, this home has intercoms, a security system, double paned windows, an interior laundry room with sink and storage, and an immaculate two-car garage with epoxy flooring and shelving. You can move right in, as this meticulously maintained property has a new roof (2022) fresh exterior paint (2024), interior paint (2019) and an 18-seer air conditioner (2019). Newer GE profile appliances (2022) and the washer/dryer are all included, as well. Low-maintenance living with lawn care included (mowing, edging, landscaping, fertilizer and pest control), and even a basic cable package, ensure that your time can be spent relaxing, socializing among your neighbors, and exploring all that Central Florida has to offer. Lakeland's location between Tampa and Orlando provides easy access to popular theme parks, beaches, and more. You will love the convenience and high quality of life that await in wonderful Lake James!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2005
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,439
  • Acreage: 0.15
  • Est. Taxes: $2,869
  • HOA Fee: $1,745 Semi-Annually
  • Lot Desc: In County, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: L4944920
  • Days on Market: 214 days
  • Website: https://www.raveis.com
    /prop/L4944920/8288lakejamesdrive_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2024 7:32:08 AM)
Listing courtesy of Keller Williams Realty   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8288 Lake James DRIVE, Lakeland, FL, 33810

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $239 $239 $239
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,625 $2,560 $3,232
Total Monthly Payment $2,939 $2,874 $3,546

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.