Under contract-accepting backup offers. PRICED BELOW APPRAISED VALUE, this Charming Historic home in Central Lakeland has NO HOA and is nestled on a quiet brick street within coveted walking distance of Lake Hollingsworth, Lakeland Country Club, Common Ground “inclusive” playground, Beerman Family Tennis complex, and Cleveland Heights Golf Course. It’s also close to downtown with its local shops, restaurants, farmer’s market, community theater, botanical garden and free community lakes, parks, water-play and frequent events. Midway between Tampa and Orlando, it’s a short drive to two international airports, amusement parks, and college and major league sports such as football, basketball, baseball, hockey, and soccer. Spacious and cozy, enjoy both the classic original features and modern updates in this 100+ years old, 2, 420 sq ft home. Traditional and timeless, you’ll appreciate the wood floors, glass doorknobs, and “sunroom” bathed in natural light. The renovated kitchen has custom wood cabinetry, plentiful stone counter space, stainless appliances and a 5-BURNER COOKTOP connected to the rarely found PUBLIC NATURAL GAS line. Relax and entertain in the large living and dining rooms or in the lushly landscaped backyard on two lighted patios off the kitchen, one covered and one open. FOUR BEDROOMS and 2. 5 BATHS include a room on the main floor to use as a bedroom, home office or a 2nd flex room in addition to the sunroom. Primary bedroom has four bright windows, a WALK-IN CLOSET, and atypically for an older home, an ENSUITE BATH with WALK-IN SHOWER, GARDEN TUB, and private water closet. Like the rest of the house, two secondary bedrooms also have ABUNDANT NATURAL LIGHT and a connecting door to use or ignore as it suits you. INSIDE LAUNDRY room offers more space to customize for best use, and, like the half bath, is easily accessed from inside or out. Enjoy the nearly new HOT TUB behind the PRIVACY FENCING surrounding the yard and hiding the discreetly located STORAGE SHED WITH ELECTRICITY and space for toys, equipment, and other treasures. 50-YEAR METAL ROOF has plenty of remaining life, HVAC system is only ONE YEAR OLD, and for maximum efficiency and minimum cost, a 2022 TANKLESS WATER HEATER is powered by natural gas! CIRCULAR DRIVEWAY enables off-street parking at this historic gem. . . make an appointment to see it soon!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $2,937 | $2,901 | $3,615 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.