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Three bedroom home on beautiful flat sunny open 2 acre lot with barn and garage! This property could easily be the mini homestead you have been looking for with room for animals, gardens with great exposure, workshop, home business or hobbies in the 2 stall barn with large high loft or the attached workshop/garage-both of which are connected to the house for easy access in all seasons. Owned by the same family for many years the home has great bones and is ready for your cosmetic updates to bring it up to a modern shine. Public sewer and water and paved town road are excellent bonus features. A perfect opportunity for first-time home buyer or investor/employer for work force housing. A little sweat equity could go a long way. Nearby access to water ATV trails and the village of Readsboro where you will find dining, deli, gas, convenience and the town park. Mass border with access to Greenfield or North Adams is 20 minutes in either direction-great for commuters to those towns. Wilmington or Bennington VT are not much further to the north. Come take a look at this diamond in the rough with so much to offer and ready for your updates.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,164 | $1,502 |
Total Monthly Payment | $1,491 | $1,489 | $1,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.