Welcome to your waterfront oasis in Hampton Bays! This charming 3 bedroom, 1. 5 bath cottage is being sold "as-is" and is nestled on Wells Creek with direct access to Shinnecock Bay. . The stunning water views, makes this the perfect spot for relaxing or entertaining guests. Step inside and be greeted by a spacious great room with fireplace. The primary bedroom offers tranquility with its own private balcony overlooking the serene waterway. Two additional bedrooms provide plenty of space for family or guests. Outside, you'll find a backyard dock with room for two watercrafts up to 20', making it easy to explore the bay at your leisure. Imagine waking up each morning to the sounds of nature and enjoying breathtaking sunsets from your own piece of paradise. Don't miss out on this rare opportunity to own a waterfront retreat in Hampton Bays - schedule a showing today!, Additional information: Appearance: Beach Chic, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,999 | $1,119,999 | $1,119,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $983 | $983 | $983 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,536 | $7,079 | $9,451 |
Total Monthly Payment | $7,644 | $8,187 | $10,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.