13020 Ridgely CIRCLE, Port Charlotte, FL, 33981 | $529,000

One or more photo(s) has been virtually staged. Updated this POOL Home, is ready for you! Located in a small circle community with no homeowner’s association, this home offers many things. First, it is the perfect size, not too big and not too small with 1, 694 square feet of living space and a total area of 2, 312 square feet. As you walk in and see the Great Room you will know this is it! In the virtually staged pictures see your options for decorating the Great Room. You can prepare your food and still enjoy being with family. The great room overlooks the pool with sliding doors to the pool. An entry to the lanai/screened porch is also available by the dining area for those days you want to enjoy an outside meal. As you enter the master bedroom you see the great view through the French doors allowing you to walk directly to the pool. The primary bathroom has a walk-in shower and dual bathroom sinks. There are two guest bedrooms, or you can use one for an office. Enjoy dining out or just relaxing by the pool on the enclosed screened porch. Fencing in the yard gives you privacy while you enjoy sunbathing or swimming in the pool. A storage building is in the backyard for those extra items you need occasionally. The lot is oversized measuring 100X125X100X125. Golfing is available within a short drive away. A public boat ramp is also available nearby. Beautiful beaches at Boca Grande or Englewood are waiting for you to enjoy. Schedule today to see this home.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 125 x 100 x 125
  • Laundry: Inside, Laundry Closet
  • Year Built: 2017
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,694
  • Acreage: 0.29
  • Lot Size: 100 x 125 x 100 x 125
  • Est. Taxes: $5,891
  • Lot Desc: Cleared
  • View: Pool
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6136607
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/D6136607/13020ridgelycircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 2:33:07 PM)
Listing courtesy of BROOME REALTY LLC   Phone: 941-681-0242

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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13020 Ridgely CIRCLE, Port Charlotte, FL, 33981

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $491 $491 $491
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,851 $2,813 $3,569
Total Monthly Payment $3,434 $3,396 $4,152

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.