New Improved Price! Just the Home you been waiting for in the highly sought after community of Southern Trace! As you walk into your Spacious Open Great Room with a high ceiling it features nice built ins and opens up to both your Dining room and Kitchen/Breakfast Nook areas. Your Kitchen features a Breakfast Bar, 42" Oak Cabinets with newer appliances, double sink, and a large double door pantry. Walls are upgraded with bullnose corners and doorways are handicap accessible. This four-bedroom split floor plan home features a Master Bedroom ensuite with a double door entry and tray ceiling, dual sinks, a walk-in shower, private commode and custom built in shelving in the large closet. Carpet is 3 years old in the bedrooms. Bedroom 2 is on the same side as the master and all the windows have Plantation Blinds. Bedrooms 3 and 4 are on the opposite side of the home and share bath 2 featuring a tub/shower combo. Washer and Dryer with inside utility sink in laundry room is also included in the sale of this home. Once you open the sliders to the Screened in Lanai be prepared to be Wowed! Lovely inground pool with water features. Plenty of room for entertaining or just sit back and relax by the pool with a beverage and a good book. All Patio furniture, pool equipment and yard swing are also included in the sale of the home. 5 Mile drive to Beautiful Ormond Beach. Close to shopping and restaurants. Roof 2020, A/C 2016 with new blower motor installed Sept 24. Hot Water Heater 2023, Lanai screen replaced 2022. Generator in garage included in the sale. Don't let this one pass you by!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,800 | $388,800 | $388,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,587 | $2,584 | $3,334 |
Total Monthly Payment | $2,857 | $2,854 | $3,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.